Frequently Asked Questions


Yes, both payment options are available. For detailed instructions Click Here.

You can use the agency locator to find an agent. Please contact an agent to receive a quote.

Our contact information is listed on our Contact Us page. If you wish to email the company, please enter as much information into the form as possible. It is important to provide detailed information in the Comments field.

Homeowners, Combination Dwelling, General Liability, Businessowners, Special Contractor, Commercial Umbrella, Worker's Compensation, Inland Marine, Commercial Property, and Commercial Auto. Browse to our Personal Lines or Commercial Lines Products pages for more information.

Simply fill out the form on our Report a Claim Page. It is important to provide detailed information in the Comments field. You may also contact our Claims Department by phone. The numbers are 856.935.1851 or toll free at 800.498.0954.

You can call our office phone number, 856-935-1851, and ask to speak with the Marketing Director. Alternatively, you can complete the Prospective Agent form and we will forward your request to the Marketing Director.

AM Best's Financial Strength Rating is an independent opinion, based on a comprehensive quantitative and qualitative evaluation, of a company's balance sheet strength, operating performance and business profile. learn more

Claims-Frequently Asked Questions

A deductible is the portion of the claim that you are financially responsible for. In other words, it is your financial contribution toward repairs required as a result of a covered loss.

The mortgage company is listed on the building payment because they have a financial interest in your home. Your insurance policy is a contract, that requires us to include your mortgage company’s name on any settlement check involving the building or other structure. Contact your mortgage company to determine what their requirements are for securing their endorsement.

Occasionally, another person may be responsible for the damage to your property. If so, we may seek reimbursement from that other person or that person’s insurance carrier. Our pursuit of reimbursement is referred to as “subrogation.” We may need your cooperation with this effort. If there is a recovery, you may receive reimbursement for some or all of your deductible.

Feel free to call the claim department at (800)498-0954 Our regular business hours are 8AM to 4PM, Monday through Friday.

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